Magical Armor

There are certain abilities in the world of Terra that will grant you a "Shell" or a "Skin" usually imbued with some magical qualities. Some creatures also have these abilities and certain racial benefits allow certain characters to gain these abilies.

Magical Armor stacks over armor, which in turn is layered over normal Vitality, so if you are struck the Magical Protection is the first to go, the exception being Spell Shield.

Elemental Shells/Skins
Elemental protection usually comes with a unique ability that you can resist while the armor is still active. Elementals of these respective elements can usually be expected to have these effects active on them, naturally. Some may bestow them if you are nice enough.

Arcane Protection
Arcane protection spells are non-elemental types of protection, cast usually by Wizards or Shaman.